PencilPay

Review of PencilPay Software: system overview, features, price and cost information. Get free demos and compare to similar programs.

Overview

About PencilPay

PencilPay automates wholesale applications, trading terms, and payments all in one unified platform. This platform utilizes machine learning to assess companies' payment activities to determine if they are creditworthy. PencilPay can be easily integrated with QuickBooks, Woocommerce, DEAR Systems, and more. Additionally, companies can check customers' credit scores across all suppliers.

PencilPay Screenshots

PencilPay Features

Features of PencilPay
ACH Payment Processing
Billing & Invoicing
Debit/Credit Card Processing
In-Person Payments
Mobile Payments
Multi-Currency
Multiple Payment Options
Payment Fraud Prevention
Payment Gateway Integration
PCI Compliance

PencilPay Integrations

Cin7 Core logo
Cin7 Core
Unleashed logo
Unleashed
Xero logo
Xero
MYOB Acumatica logo
MYOB Acumatica
MYOB Business logo
MYOB Business
Equifax logo
Equifax

Customer Reviews

See why people love PencilPay

5 Star
100%
4 Star
0%
3 Star
0%
2 Star
0%
1 Star
0%

Chequita A.

Verified User

Construction · 11-50 employees

Used daily for less than 12 months
Dec 22, 2025

Great for on boarding

In this industry we tend to have new customers want to make a booking on just a name and number on the fly. With Pencil, it has been good to direct customers to the link on our website to complete the on boarding form. We have also been able to email the link that has been then forwarded to the correct person so we can gather critical information of who is to pay the bill. Many customers enjoy the convenience of hitting the pay button embedded in our Xero invoices making payment quick and easy.

What they liked
  • Pencil has made our on boarding process much easier and more efficient
  • Information about our account contacts, directors and other company information, including payment details are all safely collected and stored for our records
  • We can run credit checks on new company customers and process account applications with ease
  • For me, the support I have received from the Pencil team has been second to none
  • Their response time has been awesome and they have been a pleasure to work with
Room for improvement
  • Not all customers welcome a digital platform like Pencil and don't want to use it
  • If there are any technical issues, customers can become quickly impatient
  • Not a problem with the software, but a reality we have experienced
  • I am still learning how the program can be used best in the context of our company, however, I would like to see more fields populated in Xero from the data entered in Pencil by the customer
  • Maybe this could be set up to fill only blank fields in Xero such as the ABN and credit limits for example
Why they chose it

"It was recommended to us by a Business Advisor"

Nate F.

Verified User

Automotive · 2-10 employees

Used daily for less than 12 months
Dec 22, 2025

It's easy, quick and saves time!

Very happy and would highly recommend.

What they liked
  • it integrates into our back end systems and saves so much manual entry time
  • I authorise and invoice and in no time at all, its processed, paid and in our accounting system
Room for improvement
  • The learning process was a little to get my head around, but not ultra difficult
  • The guys were where every step of the way answering any questions that I had and helping sort out any issues

Kiritea T.

Verified User

Food & Beverages · 51-200 employees

Used weekly for less than 12 months
Dec 22, 2025

Thanks Pencil Team!

Verified reviewer

What they liked
  • Pencil's ability to link our inventory software with our invoicing software has saved masses of time and stress
  • [SENSITIVE CONTENT] and [SENSITIVE CONTENT] were both really hands on with our set up and have been very prompt and helpful with any queries
Room for improvement

If I had to nit-pick I would love the ability to remove old payees from accounts, but really only necessary for nervous nellies such as myself

Switched From

To streamline invoicing for direct debit

David C.

Verified User

Financial Services · 2-10 employees

Used weekly for less than 2 years
Dec 22, 2025

Pencil is fantastic

Overall we're very happy. PencilPay has simplified a complex process and allowed us to focus on our business.

What they liked
  • Integration with our existing systems, and the support from Pencil was superb
Room for improvement
  • Our unique model created challenges with reconciling PencilPay with our accounts system
  • This required deeper diving with our accountants

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Decision Context

PencilPay

PencilPay

5
Pricing
Starting at A$49.00 per month
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