PayJunction

Review of PayJunction Software: system overview, features, price and cost information. Get free demos and compare to similar programs.

Overview

About PayJunction

PayJunction is an all-in-one cloud-based payment processing solution designed to empower businesses to elevate their payment experience for future payments. Users are able to recharge accounts, process payments for credit cards and e-checks, search and view transactions, input credit card information and manage batch transactions. Key features include online or in-person payment processing, secure account storage for CCs and ACHs, remote signature capture, rapid refunds, e-commerce integration, and comprehensive financial reports. With PayJunction, Users are able to add CCs or ACHs to accounts and quickly process transactions with a single click or recurring payments. PayJunction can also capture digital signatures for chargeback protection and email customers digital receipts for transaction tracking. Users are also able to update and store all financial information in one secure encrypted system, using a tokenized data system for continuous security and up-to-date PCI compliance. For reporting and analytics, PayJunction is able to generate customizable monthly, quarterly, or annual financial reports and export these reports via csv files for secondary financial analysis....

PayJunction Screenshots

PayJunction Features

Features of PayJunction
ACH Payment Processing
Billing & Invoicing
Debit/Credit Card Processing
In-Person Payments
Mobile Payments
Multi-Currency
Multiple Payment Options
Payment Fraud Prevention
Payment Gateway Integration
PCI Compliance

PayJunction Integrations

Shift4Shop logo
Shift4Shop
Shopify logo
Shopify
Adobe Commerce logo
Adobe Commerce
Sycamore School logo
Sycamore School

Customer Reviews

See why people love PayJunction

5 Star
80%
4 Star
10%
3 Star
10%
2 Star
0%
1 Star
0%
Gabriel G.

Gabriel G.

Verified User

Automotive · 2-10 employees

Used daily for less than 2 years
Dec 22, 2025

PayJunction a win for us!

Overall I really like the service and we will drop our other processors once we are finished with our remodel and have a single cashier. I recommend them to everyone because while it isn't perfect, the issues we have with other processors are far greater and the fact that we can call to an american, english-speaking agent in Santa Barbara and get answers on the spot is HUGE. And the entire team is fantastic. I haven't had one person at PJ to complain about.

What they liked
  • PayJunction has been a super convenient and helpful solution with instantaneous access to customer profiles and capture data
  • Integration with WooCommerce and the ability to take the system with us to trade shows is a huge plus
Room for improvement
  • WooCommerce integration and ability to replace Square is not 100%, but they are working on it
  • A telephone-based or offline processing option could be nice here where we are at
  • We have sketchy internet service at times

Zoe L.

Verified User

Veterinary · 2-10 employees

Used daily for less than 6 months
Dec 22, 2025

Excellent payment processing platform

Verified reviewer

What they liked
  • Easy to use card processors, amazing locally based customer service
Room for improvement

Not every transaction need can be done from the integrated widget and you need to login to the website for recurring payments, refunds, etc

Switched From

WorldPay had poor customer service and was constantly having outages and bugs. PayJunction was also cheaper.

Why they chose it

"Low interest rate, excellent customer service, compatibility with medical software."

Deborah B.

Verified User
Used daily for less than 6 months
Dec 22, 2025

Have been satisfied with service.

Used daily for less than 6 months

What they liked
  • The smart terminal where they can sign electronically
  • The daily batch reports
  • When I have had to contact Pay Junction, the customer support very helpful
Room for improvement
  • Having to enter billing contact information
  • The daily limit per transaction set originally by Pay Junction didn't allow us to process some of our transaction until we notified Pay Junction and got approved

yesenia r.

Verified User

Veterinary · 11-50 employees

Used daily for less than 6 months
Dec 22, 2025

Payjunction so easy!

Verified reviewer

What they liked
  • I love how easy Payjunction is to use
  • Now that it is integrated to Ezyvet payments are so easy to take and refund
Room for improvement

There's not very much i can see that i dislike about payjunction in my own personal opinion

Switched From

Payjunction became integrated with Ezyvet which made it much easier for the staff to use.

Jennifer R.

Verified User

Veterinary · Self-Employed

Used daily for less than 12 months
Dec 22, 2025

Great merchant service platform for Veterinarians on the go!

The speed of payment processing and resulting receipt of funds has been very valuable to my practice.My practice doesn't utilize staff so the ability to spend more time with my clients and less time on clerical duties is important. It has streamlined my visits to help manage the client experience and keep me efficient and productive.

What they liked
  • I am a Veterinarian who specializes in companion animal rehabilitation and chiropractic care
  • My practice has branches in 2 different states and provides services in both a traditional building location and mobile/house call options
  • The best features of PayJunction for me are the seamless intergration with my practice software, the flexibility accepting payments, and the ability to function at remote locations
  • Online payment links, a mobile terminal , and the ability to store cards securely are all important to my business
Room for improvement
  • Setting up locations in different states was challenging due to delays in state documentation necessary to complete the process
  • Despite the difficulties, the software was easy to apply once everything was in place
Switched From

More flexibility in payment options (online vs in person) and integration with Ezyvet

Why they chose it

"Faster fund release and better merchant rates"

CLIFTON G.

Verified User

Sports · 2-10 employees

Used daily for less than 2 years
May 28, 2026

PayJunction - Provided a reliable Merchant processing that fit our business

Our experience as very good. Their prices was good in comparison to other merchant processors.

What they liked
  • PayJunction had all of the features needed to support our business
  • On-Line, Mobile, and in-person sales
  • It also provided the tools to analyze processing problems and correct them
Room for improvement
  • I have not Cons on PayJunction
  • Their reports were useful to analyze who was puchasing our products
Switched From

We switched to a new software that managed our Yoga Studio business. This provided us the option to use a lower cost Merchant Processor.

Why they chose it

"It was the option that provided a good interface and pricing."

Kandi N.

Verified User

Veterinary · 11-50 employees

Used daily for less than 6 months
May 28, 2026

Great Merchant Service

Verified reviewer

What they liked

Integration with our client software and very easy dashboard to navigate reports and refunds

Room for improvement
  • I can't say there is anything I don't like about it
Switched From

To integrate with your software and process payments via text links

Sue B.

Verified User

Veterinary · 11-50 employees

Used daily for less than 2 years
May 28, 2026

We Balance Every Night!

We balance EVERY night when we close. The support when needed is always helpful and quick.

What they liked
  • Pay Junction's integration with ezyVet makes taking payments easy
Room for improvement
  • Can't think of anything I don't like
  • I wouldn't mind if it integrated with Care Credit cards
Switched From

Pay Junction's Integration with ezyVet..

Carolyn S.

Verified User

Veterinary · 11-50 employees

Used daily for more than 2 years
May 28, 2026

PayJunction

Verified reviewer

What they liked
  • The best thing about PayJunction and the main reason we switched is the integration with our veterinary PIMS
  • Payment is quick, easy, and accurate every time
  • We no longer have to worry about mistyped amounts on a credit card machine
  • Our recorded payment amount always matched our actual payment amount
Room for improvement
  • It is more expensive than what we were previously paying
  • Althought the rates are higher, we do feel the efficiency and accuracy of payment collection is more than worth it
Ozan Emrah Ç.

Ozan Emrah Ç.

Verified User

Information Technology and Services · 11-50 employees

Used daily for less than 2 years
May 28, 2026

Great Payment Processing

It is amazing payment processing software with very low commissions compared to the services it provides.

What they liked
  • It is very secure and easily integrates with any eCommerce software
  • They ask for considerably little commission for their amazing service
Room for improvement
  • There are not many out-of-the-box integrations and require custom integrations

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