The Loan Office

Review of The Loan Office Software: system overview, features, price and cost information. Get free demos and compare to similar programs.

Overview

About The Loan Office

The Loan Office is a cloud-based and on-premise loan servicing solution for enterprises of all sizes. It’s suitable for lending, mortgage and financial service companies. Primary features include loan management, accounting management, automated clearing house (ACH)/EFT debiting, financial calculator, reporting and forecasting. Other features include federal and local compliance, conversation logs, document management and payoff processing. The Loan Office allows users to print, manage and file their tax forms such as 1098s, 1099s and Canadian T5 from within the solution. It offers integration with QuickBooks, Microsoft Excel and Microsoft Word. Subscription pricing and perpetual licenses are available. The solution is compatible with Windows and Mac OS. Support is offered via phone and email. Other help options are offered through online newsgroups, online training and a knowledge base.

The Loan Office Screenshots

The Loan Office Features

Features of The Loan Office
Accounting
Amortization Schedule
Automatic Funds Distribution
Collateral Tracking
Compliance Management
Contact Management
Document Management
Loan Portfolio Management
Payment Collection
Reporting/Analytics

The Loan Office Integrations

QuickBooks Online Advanced logo
QuickBooks Online Advanced

Customer Reviews

See why people love The Loan Office

5 Star
70%
4 Star
30%
3 Star
0%
2 Star
0%
1 Star
0%

Beth S.

Verified User

Insurance · 201-500 employees

Used unspecified for more than 2 years
Dec 22, 2025

Easy to use and affordable

We only have a small number of mortgage loans that we service and this software was extremely affordable and a lot easier to use than our previous software or others that we found in our research.

What they liked
  • This software is very easy to use and intuitive
  • If help is needed The Loan Office Users Guide is very helpful
Room for improvement

There is no easy to use custom reporting feature, however we were told that up-front

Jeffrey B.

Verified User

Financial Services · 2-10 employees

Used daily for more than 2 years
Dec 22, 2025

Supports my loan servicing very well

Verified reviewer

What they liked
  • Learning curve was reasonable and it supports what I need done
Room for improvement
  • Happy with its functionality so I have no cons

Kelly M.

Verified User
Used unspecified for unspecified
Dec 22, 2025

Great flexibility

I love the flexibility the Loan Office gives me. I make community development micro business loans. I can configure a loan with multiple payback features - initial term of interest only, fixed payments, remainder amortized, balloon payments, etc... and be able to produce an accurate repayment schedule for the closing. I can email statements from right inside the program, which is handy. The reports and notices are a pain to customize (in MS Word), but that is my only complaint. My portfolio is very small, so I generally do personalized collections notices anyway. The ability to only have one funder per loan is not a problem since LLC all investments are pooled and member returns are figured on the entire portfolio, not per loan. We could also service a specific loan for an LLC member if they wished to invest outside of the pool, but we haven't done this yet. The customer service/ tech support guys are very helpful and have promptly addressed any difficulties I've sent their way. I used another, less expensive program, for about ten years, but the flexibility to create loan terms that work for my borrowers makes the additional cost very worthwhile.

Rhonda H.

Verified User

Financial Services · 2-10 employees

Used daily for less than 2 years
Dec 22, 2025

Our small portfolio!

We are an Asset Management firm that is currently servicing ~140 loans. This program has been great for our needs. It was easy to load all the loans and the day-to-day management/operation is very simple.

What they liked
  • The program is very user friendly and simple to use
Room for improvement
  • There is not really anything I don't like
  • It serves our needs

Marjorie H.

Verified User

Financial Services · 2-10 employees

Used daily for less than 6 months
Dec 22, 2025

First Caribbean based user

We are a small company based in the Caribbean that gives personal micro loans. The Loan Office is very cost effective and with the link to QB it's the perfect software for us. Whenever we have a problem we just e-mail our questions and our friendly and always helpful customer supporter will either call us or email us in the stipulated time frame. We love how we can process the payments and keep track of the delinquent borrowers. We are very pleased with the software and it helps us achieve our business goals.

What they liked
  • When you have a company that gives loans the most important part in the whole process is the collection
  • We are pleased with the borrower late report
  • It gives us an update daily, so we know exactly who is late with its payment
Room for improvement

We haven't been using the software that long so we exactly know what does not please us

Pam R.

Verified User

Banking · 2-10 employees

Used daily for less than 2 years
May 28, 2026

Loan Office Review

Overall I have really enjoyed using the Loan Office. This is the first time I have ever used a program like this. It is fun!

What they liked
  • Ease of use
  • User friendly
  • It seems to do the work for you
Room for improvement
  • Not being able to process a report that I needed

Carlos S.

Verified User

Financial Services · 2-10 employees

Used daily for less than 2 years
May 28, 2026

Best option in the market.

Before using Loan Office we tried 2 diferent softwares. Loan Office makes our operation better.

What they liked
  • It is a very complete and easy to use software
  • The platform is very friendly
Room for improvement
  • No comments
  • Our team feels comfortable using it

Tari R.

Verified User

Government Administration · 51-200 employees

Used daily for less than 12 months
May 28, 2026

The Loan Office Review

The benefits for me is having the ability to track insurance, property taxes, and occupancy requirements. I can easily keep on top of who I need to contact by running a report.

What they liked

The loan monitoring tools, payment statements, reports and the techs who contact me from support have been very knowledgeable and helpful

Room for improvement
  • I need to call and leave a message for support and wait for a call back

Michelle S.

Verified User

Non-Profit Organization Management · 2-10 employees

Used weekly for less than 2 years
May 28, 2026

The Loan Office, User Friendly

We were in the market to change our loan software. We did internet searches and found The Loan Office. We received great service from the start with the webinar introducing the product. Everything was very clear, and there was a time devoted to answer our questions.

What they liked

It is very user friendly, and we can now access reports better than the previous software

Room for improvement
  • Thus far I do not have any negative responses

Brenda E.

Verified User
Used unspecified for unspecified
May 28, 2026

Excellent product and well worth the money

I just want to let you know how much this program has improved my bookkeeping. I have been managing approximately 15 owner financed homes for the last 4 years. The company was losing on so much interest and late fees by keeping it manually. When I previewed this program, I knew that this would help a bunch. It not only keeps my records but it also shows the Lender his investment and his monthly interest that he is making on each note. Wyatt Gilbert was so nice and helpful with the purchase of the program and all the way up to, "OMG.Wyatt I crashed my whole system, please help!!! He was always willing to help me, even while he was out of town and on weekends. Overall, I am very pleased and would definitely recommend this program to anyone who carries and services notes. Excellent product and well worth the money.

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Decision Context

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