Venmo

Review of Venmo Software: system overview, features, price and cost information. Get free demos and compare to similar programs.

Overview

About Venmo

Venmo is a digital payment and wallet gateway that allows customers to transfer money and make payments via their mobile device. Businesses are able to generate exposure for the brand as users share their purchases on the Venmo feed and are also able to offer a new social currency to a mobile-first audience. The solution enables users to make payments by linking their debit cards or bank accounts directly via the app, or by transferring the money stored within their account. Besides initiating payments, consumers can receive and send payments from contacts and friends by selecting a @username, contact's name, email or phone number. All transfers can be cashed our immediately to a bank account or stored as a Venmo balance for use at a later time.

Venmo Screenshots

Venmo Features

Features of Venmo
ACH Payment Processing
Billing & Invoicing
Debit/Credit Card Processing
In-Person Payments
Mobile Payments
Multi-Currency
Multiple Payment Options
Payment Fraud Prevention
Payment Gateway Integration
PCI Compliance

Venmo Integrations

PayPal logo
PayPal
Meta for Business logo
Meta for Business
Cash App logo
Cash App
PayPal Enterprise Payments logo
PayPal Enterprise Payments

Customer Reviews

See why people love Venmo

5 Star
70%
4 Star
10%
3 Star
10%
2 Star
0%
1 Star
10%

Lauren G.

Verified User

Education Management · 201-500 employees

Used weekly for more than 2 years
Dec 22, 2025

I would recommend

So far, I’ve had a positive experience with Venmo. A lot of companies except payment as a payment form, which I love.

What they liked
  • Venmo is the easiest most reliable digital payment and money transferring app
  • I use Venmo daily and also use it as my payment methods
Room for improvement
  • Venmo has began offering more cash back rewards, but I am hoping they begin to offer more
  • I also wish they would come out with a pay in 4 option

Verified Professional

Education Management · 51-200 employees

Used weekly for more than 2 years
Dec 22, 2025

Venmo ease of use for the modern payment.

Education Management

What they liked
  • Venmo is simple, fast, and easy to transact with
  • As well as having an easy to read audit log and history of transactions
Room for improvement
  • If I had to choose something I liked least it would be the mobile focus
  • There could be a bigger more defined desktop client
Switched From

Venmo is the next step in making things easier and more streamlined.

Robin M.

Verified User

Utilities · 1001-5000 employees

Used weekly for more than 2 years
Dec 22, 2025

Beware of Venmo Scams!

I still use Venmo but only with the people who are active. After moving here, the majority of people do not use it. My daughter was scammed out of one thousand dollars recently with no recourse. This was also my money I'd given her for my granddaughter's graduation gift! The scammer was a pro.

What they liked
  • Ease of use, most people still use it, integrates with my bank account easily
  • I can pay my lawn guy with Venmo
  • Easy
Room for improvement
  • Several people where I live no longer use Venmo, only cash payments
  • I believe this must be due to the amount of online scams
Switched From

Most of the sellers/buyers only used Venmo.

Delvin H.

Verified User

Accounting · Self-Employed

Used weekly for less than 2 years
Dec 22, 2025

Horrible Service

Verified reviewer

What they liked
  • Venmo randomly closed my account with specific reasoning, would place unexpected holds on crypto for 24 to 48 hours preventing you not to send which is Completely horrendous
  • Shouldn't come as a surprise for a PayPal owned company 🤔
Room for improvement
  • A
  • i
  • generated customer service

Amber S.

Verified User

Business Supplies and Equipment · 501-1000 employees

Used weekly for more than 2 years
Dec 22, 2025

Venmo Usage

Overall, I think Venmo is a great tool to management payments between staff. For example, if my coworkers and I go out to lunch we always have one person put it on their credit card while the rest then Venmo what they owe. Another example, we have one person do the buying of Christmas gifts for our Director and President’s in the office, then everyone else Venmo’s their contribution towards it.

What they liked
  • Venmo is my go to platform when needing to transfer or receive money
  • I like how people are able to add pictures specifying it is them, the additional code option to type in the last 4 digits of their cell phone number before sending to also confirm, as well as seeing other people’s transactions
  • Having all my coworkers on the platform made it easier to find others and also remind me who I needed to send money to for whatever they may have bought or covered within our business office
Room for improvement
  • The thing I like least about Venmo is having to pay a fee right away to receive your money immediately, or having to wait the 1-3 business days for transfer
  • I also don’t like when the app circles due to service issues because sometimes I believe it did not go through or doesn’t load immediately, and almost end up sending the payments twice

Dana P.

Verified User

Real Estate · 2-10 employees

Used daily for less than 2 years
May 28, 2026

Great system!

Great! I love Venmo. I use it almost every week. I never have any issues and makes it super easy for me

What they liked
  • Super easy to send money or even request
  • Without taking fees out you can transfer to your bank between your 1-3 business days which is amazing
Room for improvement
  • I don’t like how you always have to put what it’s for
  • It won’t let you send without having that tilled out

Paulina G.

Verified User

Arts and Crafts · Self-Employed

Used weekly for more than 2 years
May 28, 2026

Very convenient for small-scale sales

Venmo is a good “additional tool” to offer customers a low-friction payment path. It especially suits pop-up sales, in-person or on-site merch events, or direct-to-consumer drops where checkout speed matters.

What they liked
  • The setup was straightforward, and customers appreciated the convenience of “just tap and pay / scan QR
  • ” The social feed aspect even gave our items a bit of extra visibility among younger buyers
Room for improvement

its business tools are fairly basic compared to full merchant platforms, there are transfer and transaction limits, and the fee structure can add up

Dana M.

Verified User

Publishing · 51-200 employees

Used weekly for more than 2 years
May 28, 2026

Venmo is a handy payment option

My experience with Venmo has been positive. Whether paying a vendor for a service or simply reimbursing a coworker for lunch, it comes in handy often.

What they liked

My favorite thing about Venmo is it's ease of use, followed closely by the fact that it is so widely accepted anymore that it has become a common method of payment

Room for improvement

I don't have complaints per se, although it would be nice to see a more "business-oriented" version of Venmo to become available

Crysta B.

Verified User

Insurance · 11-50 employees

Used weekly for more than 2 years
May 28, 2026

Venmo honest review

Overall, I have never had an issue with Venmo and use it on a weekly basis for payments, either sending or receiving.

What they liked
  • Venmo is an easy-to-use software to send and receive money
  • I like having the option to keep it on the account and use the Venmo card or transfer it to my bank account
Room for improvement

The only con I have about Venmo is the fee for instant processing of my funds but that is understandable for any money transferring software

Ruby S.

Verified User

Internet · Self-Employed

Used weekly for less than 2 years
May 28, 2026

The easiest way to move money between friends and family

Verified reviewer

What they liked

Best app for sending and receiving money, very user-friendly, payments are almost instant, and I can easily split expenses with friends

Room for improvement

Not all merchants accept it, and transferring money to a bank account can sometimes take longer unless extra fees for instant transfer

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(0/5 Stars)

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